Mortgage and Real Estate Related Calculators

Get to Know Your Mortgage Inside and Out

Buying or renting a home is a big decision—and it's totally normal to have questions along the way. Whether you're figuring out how much house you can afford, calculating your monthly payments, or deciding if refinancing makes sense, a good calculator can make life a lot easier.

This page brings together a bunch of tools designed to help you feel more confident about money and real estate. From estimating your rent to planning a mortgage payoff, these calculators are here to help—no confusing math required.

Buying a Home? Get a Head Start

Planning to buy a home is exciting, but it comes with a lot of details. Good thing there are tools to help you sort it all out.

• The House Affordability Calculator and Home Affordability Calculator can help you see what kind of budget makes sense based on your income, expenses, and down payment.
• Use the Down Payment Calculator to figure out how much you'll need to save or whether you can qualify for a smaller percentage.
• Want to see what loan programs might work for you? Check out the FHA Loan Calculator or VA Mortgage Calculator—these are tailored to people who qualify for special loan types with different rules.
• If you’re comparing renting vs. buying, the Rent vs Buy Calculator lays it all out clearly, helping you see which path might be better for your situation.

Crunch the Numbers on Your Mortgage

Whether you're applying for your first loan or halfway through a 30-year plan, knowing the numbers helps you stay in control.

• Start with the Mortgage Calculator, Home Loan Calculator, or Home Mortgage Calculator to get a sense of your monthly payment based on the loan amount, term, and interest rate.
• Use the PITI Calculator if you want a full breakdown of your payment—principal, interest, taxes, and insurance all in one.
• Looking at a loan with variable interest? The ARM Mortgage Calculator can show how your payments might change over time.
• Interested in paying off your loan faster? Try the Mortgage Payoff Calculator, Mortgage Overpayment Calculator, or Biweekly Mortgage Calculator to see how a few extra payments can make a big difference.

Thinking About Refinancing?

Refinancing can be a smart move—especially if interest rates have dropped or your credit has improved.

• Use the Refinance Calculator or Mortgage Refinance Calculator to check if a new loan would save you money overall.
• Want to compare your current mortgage with a new one side by side? That’s what the Mortgage Comparison Calculator is for.
• The APR Calculator can help you understand the true cost of a loan—not just the interest rate, but all the fees too.
• If you're pulling cash out for improvements, the Home Improvement Loan Calculator can help you plan ahead.

Real Estate Investing? These Tools Can Help

If you’re investing in property, even small changes in the numbers can have a big impact.

• The Rental Property Calculator and Cap Rate Calculator help you measure whether a property will bring in enough income to make sense.
• Buying land instead of a home? Try the Land Loan Calculator—these loans work a little differently.
• The ARV Calculator is especially useful for flippers—it estimates the After Repair Value, giving you a clearer view of profit potential.
• Curious about your home’s worth? The Home Value Calculator offers a quick estimate based on typical market trends.

Renting or Moving? These Tools Are for You

Even if you’re not buying a home right now, you can still get the most from your money with a few quick checks.

• The Rent Calculator helps you figure out how much you can comfortably spend on rent based on your income.
• Moving in or out mid-month? The Prorated Rent Calculator tells you how much you’ll owe (or get back) for part of the month.
• Expecting a rent bump? The Rent Increase Calculator shows how much more you'll pay monthly and yearly.
• Use the Debt to Income Ratio Calculator and Borrowing Power Calculator to see how your current debts affect your ability to qualify for loans, even if you’re not ready to apply just yet.

Want to Go Even Deeper?

If you're curious about more advanced parts of a mortgage, these calculators have your back.

• The Amortization Calculator and Mortgage Amortization Calculator show how your loan balance changes over time—and how much of your payment goes to interest vs. principal.
• Use the Interest-Only Mortgage Calculator to understand how a loan with only interest payments at first might work.
• If you're over 62 and looking at a different kind of loan, the Reverse Mortgage Calculator can help you see what you might qualify for.
• The Mortgage Points Calculator shows how buying points can lower your interest rate.
• Wondering how much you’re borrowing compared to your home’s value? The LTV Calculator gives you that number quickly.

Before You Sign, Double-Check the Details

Every step of the home process comes with fees, taxes, and extra costs. Make sure you’re not caught off guard.

• The Stamp Duty Calculator can estimate how much tax you might pay when you buy a property.
• Want to prepay your mortgage but not sure how much it’ll help? The Mortgage Prepayment Calculator can show your savings.
• If you’re using a Home Equity Line of Credit (HELOC), the HELOC Calculator helps you track what you’re borrowing and paying back.

Try one of these calculators today and feel more confident about your next move.